金融英语口语句子1

1、Normally ,we use the term current or demand account when we talk about a checking account maintained by a business firm、

2、How long do I have to keep the money in the account?

3、of course ,we usually waive notice and allow immediate withdrawals 、In demand or current accounts 、

4、Can you tell me something about time deposits?

5、Aren't all accounts like that ?

6、Mr、Tanaka and the American banker continue their discussion of the financial and monetary system of the United States 、

7、We offer a choice of three,six-or twelve month maturities in most cases、

8、Yes,that's right 、It's what we call fiat money or currency without any gold or silver backing 、

9、usually seven days before the depositor has a right to make a withdrawal 、In normal practice、

10、I understand the interest rate is much higher for time deposits than regular savings accounts、

11、We all accept it as money because the government declares it to be money、

12、Do you mean that there are several forms of currency?

13、Oh ,so you mean that I can't open a current account as an individual?

14、I suppose that means that for all practical purposes the Fed controls the state chartered banks ,too、

15、John Spence is asking a clerk at the First National Bank about current accounts、

16、Would you please tell me something about current accounts?I've heard the term,but I'm not sure I understand what it means、

17、some that say Federal Reserve Bank Note and even some that say National Bank Note 、

18、Historically ,there have been a number of different issues of currency 、

19、Yes,I would say that's correct 、The Fed has the final authority on controlling the supply of money、

20、These are all forms of old issues that are gradually being retired from circulation、

金融英语口语句子2

1、Of course ,we have two-,three-,five-and ten-year plans ,too、

2、Yes,that's the same as the situation in Japan 、I think that's true in all modern nations today 、

3、No,sir 、Time or savings accounts actually require a notice to the bank 、

4、You said earlier that the Fed issues the main currency of the country 、

5、No,I don't mean that、Anybody ,either a firm or an individual ,may open a current account,

7、and that alone has a great impact on any bank 、

8、Yes,in paper currency as well as coinage 、Modern coins are called token money for that reason 、

9、The term current account means a demand account 、Actually ,a checking account、

10、In other words,a written demand ,or a check ,is all that's necessary to make a withdrawal from the account、

11、Judy Taylor is asking a clerk in the New Accounts Department at the First National Bank about time deposits、

12、Some notes have been issued by the Treasury and some by the Fed 、

13、but we normally call individual accounts personal checking accounts 、That's just a different name for them、

14、Why do you call them demand accounts ,then ?

15、Actually ,if you look carefully at the notes you have in your possession ,you 'll find some that say United States Note、

16、Therefore,the Federal Reserve Note is the main one today ?

17、Yes,Miss Taylor ,that's correct、We offer Time Certificates of Deposit which pay a higher rate of interest than regular deposits do 、

18、however,we cannot ask for such notice 、

19、That means that the balances in the accounts are subject to withdrawal on demand、